每日评论0802 联邦利率下降?

联邦利率下降?

美国联邦储蓄银行週三之董事会中仍然未能降息，不过主席鲍尔强烈暗示在九月份之会议中可能降息。

去年一年中之利息是过去二十年来最高的，大家怨声载道,自从疫情以来大家都期盼中央银行可以降息来促进经济发展。

购买住宅是消费者最大之支出项目，為了避免高利率货款，购屋者必须多缴首付款来减轻每月之负担,这两年来高利率已经严重影响了房地產市塲。

鲍尔主席坚持他不会因政治原因而降息，虽然在九月中旬召开之联準会议中，将会首次降息,此举对十一月份之大选将会对民主党有利。

今天中央银行面临许多进退两难之窘境，除非经济停滞通膨下降才可能降低利率，如果要释放利多激励经济上扬，才会对民主党大选中有利。

我们大家拭目以待九月份之利率下降了。

Will The Interest Rate Be Falling?

The Federal Reserve still failed to cut the interest rate at a Wednesday meeting. But Chairman Powell strongly hinted that the interest rate could be cut at the September meeting.

Last year the interest rate was the highest in the past two decades and most everyone agreed. Since the epidemic, everyone hopes that the central bank can cut the rate to revitalize economic development.

Buying a house is the biggest expense for consumers. When trying to avoid the high interest rate, homebuyers need to make a larger down payment to reduce their monthly payments.

Chairman Powell insisted that he would not cut the interest rate for political reasons, although he would consider cutting the interest rate for the first time at the joint meeting in mid-September which would be of benefit to the Democratic Party in the election.
Today, the Federal Reserve is facing many dilemmas. Unless the economy is stagnant and inflation increases, it is possible to reduce interest rate. Let's wait and see if the interest rate falls in September.